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 Glossary
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Tenants In Common
 Each tenant (or owner) owns a specified share of the land. Shares can be equal or unequal. Unlike joint tenants, there is no right of survivorship. Each share may be dealt with by sale, bequest, gift etc., as for sole ownership.

Term
 The period of time for which a loan is made.

Torrens Title
 A title to land under a government system of registration; titles are registered each time the property changes hands. Torrens Title is the most common land title in Australia.

Valuation
 A written report from a registered valuer giving an opinion on the value of a property.

Valuer
 A person qualified by education, training and experience to estimate the value of real estate and personal property.

Variable Rate Mortgage
 A mortgage where the interest rate fluctuates with "the market". The lender may raise or lower the rate at its discretion, usually in response to a change in the official rates set by the Reserve Bank of Australia.



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Forbes.com: Personal Finance News
Updated :

Is Pension Consultant EnnisKnupp Still Still Free From Bias?
In a field full of conflicts, pension consultant EnnisKnupp always bragged it had no baggage. So much for bragging.
Author : William P. Barrett
Publ.Date : Thu, 26 Aug 2010 15:00:00 GMT

Seven Steps For 2010 Heirs
There's no estate tax this year, but tangled new income tax rules apply. Here's how to thread your way through the morass.
Author : Deborah L. Jacobs
Publ.Date : Mon, 23 Aug 2010 22:00:00 GMT

Five Ways To Freeze Out Uncle Sam
For those who dare to think ahead, today's down market and low interest rates offer great tax saving opportunities.
Author : Deborah L. Jacobs
Publ.Date : Wed, 25 Aug 2010 16:40:00 GMT

Proponent Of New Real Estate Fee Exempts His Own House
Joseph B. Alderman dreams of collecting ''reconveyance'' fees from every homebuyer. That is, except the buyer of his own home in Texas.
Author : Stephane Fitch
Publ.Date : Tue, 24 Aug 2010 17:25:26 GMT

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